www.indigocard.com Online Privacy Notice


 

This online privacy notice describes how Genesis Bankcard Services, Inc. (“Bankcard Services”), may collect, use and share information  gathered in connection with your use of this website.  Your use of this website may include, but is not limited to, a prequalification request using this website, an application for credit using this website, and/or other submission of information that you provide when you use this website.This notice is separate from and in addition to the Bankcard Services Privacy Policy and the Privacy Policy and the On-Line Privacy Notice of the issuer of any credit card for which you apply via this website or another website.

Online Tracking of Your Use of Website and Information We Collect

So that we may better serve your needs, we and our third-party providers (when applicable) monitor your use of our website(s) and those of our third-party providers (when applicable). In using such website(s), you acknowledge that we do not filter traffic to block monitoring of your use in response to do-not-track signals or mechanisms external to our systems.

Bankcard Services collects two types of online information: Non-Personal Information and Personal Information.

Non-Personal Information: When you visit our website, we collect the IP address of the device you use to connect to the Internet. In addition, we collect other information such as what browser type you are using, the type of operating system you have, and what website you may have come from and other information from your device settings. We may also collect navigational information such as pages visited and time spent on a particular page.

When you browse our website or respond to one of our emails, Bankcard Services may use cookies, pixel tags, Flash objects, web beacons, clear GIF’s or other technologies to collect information and store your online preferences. Cookies are widely used and most browsers are set up to accept them automatically. If you would prefer, you can choose to not accept cookies. If you prefer not to accept cookies, you can :
 

  • Change your browser settings to notify you when you receive a cookie, which lets you choose whether or not to accept it;
  • Set your browser to automatically not accept any cookies.
 

Personal Information: In addition to the information described above, we may also gather personal information that you provide, such as: your name, address, phone number, email, social-security-number, and/or date-of-birth. For example, we collect personal information when you submit a prequalification request or apply for a new program or account. We may gather your product choice or other preferences and selections along with this personal information and we may connect your personal information to the Non-Personal Information that we also gathered.

If Bankcard Services has other personal information about you, or information that is publically available from other sources, we may use it in combination with the information we collect on-line.

The information collected through this website is held by Bankcard Services.

How Does Bankcard Services Use the Information We Collect

Bankcard Services may use the information collected in connection with this site in one or more of the following ways:
 

  • To recognize return visits to this site or visits to any other website that Bankcard Services or its affiliates or third-party providers (when applicable) owns or operates
  • To provide information, products, and services that you request
  • To facilitate credit card prequalification requests and/or credit card applications initiated through the site
  • To improve your experience of the site
  • To contact you regarding products and services (1) that Genesis Bankcard Services offers and (2) that third parties offer
  • To provide to third parties that may contact you regarding offers of products and services
  • To share your information with third parties for data processing or other business in relation to services or information that you request
  • To share your information with third parties whose products and services you request
 

Genesis Bankcard Services may provide your information to third parties (unaffiliated with Genesis Bankcard Services, Inc.) and our affiliates, including but not limited to selected third party marketers and vendors as well as third party contractors providing services to Bankcard Services for the operation of the Site and its business, communication services, and fulfillment of orders.

Requests to Limit Sharing

To limit our sharing of your personal information, please refer to the Genesis Bankcard Services Privacy Notice and the instructions provided on how to limit our sharing.

Please be aware, if you request to limit our sharing of your personal information as described in the Genesis Bankcard Services Privacy Notice, but thereafter, you request a service or product that requires us to share your information with a third party to process your request, then your previous request to limit our sharing of your personal information will not apply to your request for such service or product.

Notice of Changes

From time to time, we may change this notice. The effective date of this notice, as stated below, indicates the last time this notice was revised or materially changed. Your use of the site following these changes means that you accept the revised practices.

Effective Date

 

August 1, 2014

 
 
 

GENESIS BANKCARD SERVICES PRIVACY NOTICE

Rev. 08/14
FACTS WHAT DOES GENESIS BANKCARD SERVICES DO WITH YOUR PERSONAL INFORMATION?
 
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and transaction history
  • Credit History and Credit Scores
 
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Genesis Bankcard Services chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personalinformation Does Genesis Bankcard  share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes Yes
For our affiliates’ everyday business purposes—
information about your creditworthiness
Yes Yes
For our nonaffiliates to market to you Yes Yes
 
To Limit Our Sharing?
  • Call 1-800-303-8341 - our menu will prompt you through your choice(s)
  • Mail the form below.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
 
Questions?   Call 1-800-303-8341

....................................................................................................................................................................................................................................

Mail-In Form
Mark any/all you want to limit:
  1. Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
  2. Do not allow your affiliates to use my personal information to market to me.
  3. Do not share my personal information with nonaffiliates to market their products and services to me.
Name   Mail To:
Genesis Bankcard Services
P.O. Box 4477
Beaverton, OR  97078-4477
Address  
 
City, State, Zip  
 
Who we are
Who is providing this notice? Genesis Bankcard Services
 
What we do
How does Genesis Bankcard Services protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Genesis Bankcard Services collect my personal information? We collect your personal information, for example, when you
  • Request to be pre-qualified for a credit product
we also collect your personal information from others, such as credit reporting agencies, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include Genesis Financial Solutions and Genesis lending Services
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include other financial companies and nonfinancial companies such as retailers, marketing companies and service providers.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Joint marketing partners include companies such as other financial companies and financial service providers.
 
Other important information
CA Residents: We will not disclose information about you to other financial service providers with which we have joint marketing agreements, other than as required or permitted by law, unless you authorize us to do so.
 
CA, ND, and VT residents: To the extent that related state law applies, we will not disclose information about you to anyone other than our affiliates without your express authorization except as required or permitted by law